About the Card Features & Benefits Fees and Charges Eligibility Apply Now

Type of fee

Charges (Amount  / %)

Admission Fee

1000/-

Annual Subscription - Main card

2000/-

Annual Subscription - Add on card

1000/-

Annual Subscription for cards against deposits

1000/-

Annual Subscription waived in the first year and not levied if usage in the previous year

2,70,000/-

Roll Over Facility

5 %

Free Credit Period

21 to 50 days depending up on the date of purchase

Accidental Insurance Coverage

30,00,000/- for main card and 30,00,000/- for Add on Card. Premium to be borne by the card holder.

Lost Card Insurance

1,50,000/-

Cash Advance Limit

60% of the sanctioned limit

Add on card charges

300/-

Lost Card Charges

500/-

Lost Card Replacement Charges

500/-

Charge Slip Request Charges

200/-

Transactions charges at Railways

2.5%

No surcharge on fuel purchase

4000/- per day

Foreign Currency Mark up

3%

Temporary Enhancement charges per occasion

400/-

Hot Listing Charges

400/-

Cash withdrawal through Andhra Bank ATMs

3 % on the amount withdrawn or 150/- whichever is higher

Cash Withdrawal charges Other Bank ATMs

50/- in addition to 3 % on the amount withdrawn or 150/- whichever is higher

Balance Enquiry in Andhra Bank ATMs

Nil

Balance Enquiry in Other Bank ATMs

20/-

Interest on cash advance charges

2.5 %

Service charge on revolving credit facility if MPD is paid with due date

2.5% p.m or 34.49 % Annualized percentage rate wef November 2017

Service charge on revolving credit facility if MPD is not paid within due date

2.95% p.m or 41.75 % Annualized percentage rate

Late Payment Charges

Outstanding up to 5,000/-

200/-

Between 5,001/- to 15000/-

300/-

Between 15,001/- to 25,000/-

400/-

Above 25,001/-

600/-


The above charges are exclusive of taxes and subject to change as per bank discretion from time to time without any prior notice.