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LATEST NEWS
   W.E.F November-2017 Billing Service charges at 2.5 % under Roll over facility for Visa Signature and Visa Platinum cards.     Use 16 Digit Card Number as Account Number & IFSC ANDB0000782 for making Credit Card Payments through NEFT/IMPS    Government of India proposes to implement Goods & Service Tax (GST) from 01.07.2017. Consequently the existing Service Tax rate of 15 % shall be replaced by GST rate of 18 %    Launched RuPay Credit Cards under Platinum & Select Variant    Use Virtual Card for safer online transactions    W.E.F 01-08-2016 Cash advance charges at 3% of the withdrawn amount (Minimum Rs 150/-).    Interest is chargeable @ 3% pm from the date of amount withdrawn to billing date.
CREDIT CARD
  Andhra Bank Credit Cards offer benefits that match your preferences, suit your lifestyle and are accepted globally. The Credit Cards issued are EMV Chip and PIN enabled and equipped with highly secured integrated chip technology which was thoughtfully designed to provide enhanced security. This Chip Card processes data with unparalleled security in a highly secured environment to protect you against counterfeiting and skimming so that you can use it freely without any concerns.
SALIENT FEATURES OF OUR CREDIT CARD
 
  • Wide Acceptance at all VISA and Master Card and Rupay affiliations
  • Cards are issued against a minimum Annual Proven Income of Rs 1.80 lacs
  • Credit Cards are also issued against lien on Deposits, without Income proof
  • Sanctioning of Credit Cards and Card Limit is at the discretion of the Bank
  • 2 Add-on cards to Spouse / Parents / Major Children are available
  • Cash advance facility at 50 % on the Card Limit subject to ATM daily cash withdrawal Limit of maximum Two transactions or Rs 20,000/- per day
  • W.E.F 01-08-2016 Cash Withdrawl charges at 3% of the withdrawn amount (Minimum Rs 150/-). Interest for Cash Advance is chargeable from the date of amount withdrawn to billing date. Failure to pay the dues on due date, regular service charges are applicable as per the card variant.
  • Global acceptance for Rupay Select, Rupay Platinum, Visa Signature, Visa Platinum, Visa Gold, Visa Corporate, Visa Classic and Master Card
  • Minimum Payment Due (MPD) is 5% of the bill amount
  • No admission fee.
  • No Annual subscription in the first year
  • No Annual subscription levied in the subsequent years, if a minimum of Rs. 18,000/- is spent by using Visa Classic and Master Cards, Rs.23,000/- in case of Gold Cards, Rs.30,000/- or 18 transactions in the previous year for VISA Platinum Card, Rs 2,70,000/- in case of Visa Signature, Rs 30,000/- in case of Rupay Platinum and Rs 50,000/- in case of Rupay Select.
  • No ATM Charges for cash withdrawals at any of Andhra Bank ATMs
  • No finance charges (i.e free credit period allowed on all fresh purchases)
  • Low annual subscription from second year onwards.
  • Free Credit Period of 21 to 50 days even under rollover Option
  • Free Lost Card Insurance Cover
  • SMS alerts are sent to the Registered Mobile on all purchases, billing amount, credits received, cards blocked, Renewal Cards sent etc.,
  • Soft copy of Monthly Bill is sent to the registered E-mail ID
  • Group Personal Accident Insurance Coverage at a nominal Premium chargeable to the cardholder with effect from 01.11.2012
 
  • @ 2 % per month for Rupay Platinum, Rupay Select, Visa Platinum & Visa Signature, @ 2.50 % per month for other variants on the unpaid balance, if Minimum Payment due received by due date.
  • @ 2.95 % p.m. in case Minimum payment due is not made by due date.